Top Credit Cards Offering Limits of $5,000

If you find yourself needing more financial flexibility during the day, there are some fantastic high-limit credit card choices available. Take a look!

If you’re looking for a strong credit card to meet hefty daily expenses, explore our extensive selection of top options, beginning with limits of $5,000. Discover the leading cards available right now.

1. Capital One Venture Rewards

The Capital One Venture Rewards card provides a generous credit limit starting at $5,000, catering to even the most demanding needs of everyday users in the U.S. market.

The latest offer features unlimited 2x miles for every dollar spent, no matter the category. Plus, enjoy 5x miles when booking hotels and car rentals via Capital One Travel.

The card entails an annual fee of $95, has no foreign transaction fees, and offers a variable APR between 19.99% and 29.99%.

You can redeem your miles flexibly, whether for cash or travel tickets, enhancing your rewards experience.

Moreover, enjoy up to $100 credit for expedited services through Global Entry or TSA PreCheck when traveling.

This card also provides a variety of perks, including premium accommodations, travel bookings, exclusive culinary experiences, and special events for Capital One Rewards members in 2024.

As a premium card, it requires a significant income and an excellent credit score, making the approval process quite selective. Here’s how to apply.

SEE HOW TO APPLY

2. American Express Green Credit Card

Renowned both domestically and internationally, American Express offers the Green Card, which typically provides limits around $5,000, although the company does not specify a minimum.

When you receive the card, you can earn a bonus of 40,000 membership points after spending at least $3,000 within the first 6 months.

When it comes to rewards, you’ll earn 3x points in these categories:

Travel expenses like hotels, tours, rentals, and more.

For all other purchases, you earn 1x points.

This card has a premium feel, offering the Send & Split feature for seamless money transfers and the Plan It option for managing monthly purchases over $100 with a fixed fee.

As a card with higher qualifications, it comes with stricter eligibility conditions, and you can learn how to apply.

SEE HOW TO APPLY

3. Amex Blue Cash Preferred Card

The American Express Blue Cash Preferred is a solid option offering excellent perks from a top brand in the industry.

It offers various cashback percentages based on the purchase category, outlined below:

Up to 6% cash back at U.S. supermarkets
Up to 6% cash back on streaming services
Up to 3% cash back on transit like taxis and tolls
Up to 3% cash back on gas
1% cash back on all other purchases

This card also comes with everyday perks, such as a Disney Bundle credit of up to $84, the Send & Split feature, and multiple redemption choices.

It features more favorable terms compared to other Amex options, and you can see how to apply.

SEE HOW TO APPLY

4. Chase Sapphire Preferred Credit Card

The Chase Sapphire Preferred is highly regarded as one of the top credit cards by various market analysts in the U.S.

The credit limit starts effectively at $5,000, assessing each customer’s unique situation. Once you have the card, you can earn 60,000 bonus points by spending at least $4,000 within the first 3 months.

You can accumulate 3x points on dining and 2x points on travel, plus earn 5x points on travel booked through Chase Travel.

The card also grants 3x points on online grocery shopping and streaming services. Plus, with Ultimate Rewards, your points never expire, and you can utilize Chase Pay Over Time.

It comes with stricter criteria, such as needing an excellent credit score and a substantial income. Find out how to apply.

Check out other alternatives:

CREDIT CARDS UP TO $1,000

CREDIT CARDS UP TO $2,000