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Wells Fargo Autograph Credit Card: Earn 3x Points on Diverse Purchases Plus a 20,000 Points Bonus

The Wells Fargo Autograph is celebrated by the institution as one of its top-rated credit cards, providing 3x unlimited points across various categories.

New cardholders can also enjoy a bonus of 20,000 points, and you can find how to apply.

Looking for More?

Wells Fargo is a versatile financial services provider, delivering online banking and account options with benefits tailored for both individuals and businesses.

One of the key perks of the card is the absence of an annual fee, while still offering solid rewards for users.

You can earn 3x unlimited points in categories like transit, streaming, phone services, travel, dining, and gas.

The Wells Fargo card was recognized by The Ascent in 2024 as the best credit card for gas purchases, a title also awarded by The Wall Street Journal.

With the Visa Signature brand, cardholders get access to a 24/7 concierge service for tickets to events and restaurant bookings.

The Visa Signature Hotel Collection provides exclusive benefits for hotel bookings and accommodations worldwide.

The minimum limit for the Autograph card starts at $1,000, with potential increases based on the cardholder’s profile.

Yes, you can earn a welcome bonus of 20,000 points after spending at least $1,000 within the first 3 months.

There’s no annual fee or foreign transaction charges, plus a 0% introductory APR for the first 12 months.

To qualify for this card, a credit score of good to excellent is required, with assessments done by Wells Fargo.

Absolutely, the application process can be completed entirely online via Wells Fargo’s digital platform.

The card includes a variety of additional perks designed to enhance the premium experience for cardholders, such as:

  • Protection for your cell phone
  • Emergency travel assistance
  • Round-the-clock roadside help
  • Exclusive Wells Fargo shopping offers
  • No liability for eligible purchases

Moreover, Wells Fargo does not impose foreign transaction fees and provides a credit monitoring service, helping you stay updated on score changes and offering tips for improvement.

The Wells Fargo Autograph card is designed for secure everyday purchases, combining convenience with protection.

Its fee-free structure, particularly with no maintenance fees, enhances its appeal for users across America.

Interested in another choice?

While the Autograph is well-managed, there are other credit cards that offer more luxurious perks, especially for international trips, such as the United Club Infinite Card.

This card includes exclusive benefits for flights with United Airlines and other carriers as well. Check out how to apply.

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